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By accessing thissite you shall be bound by its Disclaimer. If you do not agree with any terms or conditions, then it is advised that you should stop accessing the site immediately and refrain from further use.

All material contained in our website is the sole property of Concept Associates.

Any reproduction of the same in any manner whatsoever, without express written consent, will be in infringement of the applicable international copyright laws and will be liable for prosecution in the respective court of law. Further, our website content is provided ?as is? and without warranties of any kind, either express or implied. We disclaim all warranties, express or implied, including, but not limited to, implied warranties of merchantability and fitness for a particular purpose.

Further, Concept Associates makes no representation that the materials contained in the site are appropriate or authorized for use in all countries, states, provinces, county or any other jurisdiction. If you choose to access this site, you do so on your own initiative and risk and are responsible for compliance with all applicable laws.

Under NO circumstances, including, but not limited to, negligence, shall Concept Associatesbe held liable for any loss or damage, direct or indirect, special, incidental or consequential that may arise as a result of visitors reliance on information obtained from this site. In other words, use this website at your own risk.

The site may carry articles and advertisements from time to time. The authors of the articles assume liability for the content of their articles. This site has no liability in this matter whatsoever. We donot necessarily endorse the views of authors represented on this site. It is also not responsible for any actions or offers made by advertising companies/producers nor the outcome of any dealings that may take place between a visitor to this site and an advertising company or producer.

The site may provide hyperlinks or pointers to other websites maintained by third parties or may provide third party content by frames or other methods. The content in any linked websites is not under our control, so this site is not responsible for the content, including any other links in a third-party website. If you decide to access any of the third-party sites linked to our website, you do this entirely at your own risk It is up to you to exercise care while accessing any such websites.

Concept Associatesdoes not necessarily endorse, authorize or sponsor a website that it allows to be linked to this site. Concept Associatesmay at any time revise these terms of use by updating this page. Such revision shall be at our sole discretion. Any use of the site by you after such revision of the terms of use shall be deemed to constitute an acceptance of the same by you. Therefore, it is advised that you should frequently visit this page to be aware of the revised Disclaimer section of this website